Fort Myers, Florida-based Private Client Insurance Services, LLC, is now Gallagher. The agency specializes in commercial and homeowner association insurance and risk management strategies, as well as personal lines solutions for high-net-worth individuals.

Private Client Insurance Service's dedication to serving clients ethically, providing the best possible insurance and risk management solutions, makes the insurance agency an ideal partner with Gallagher. Clients now will have access to the global resources of Gallagher while continuing to benefit from the same personalized, first-class service they've come to expect.

… Private Client Insurance Services (has) a culture similar to ours and will deepen our service offerings in a key market.
J. Patrick Gallagher, Jr., Chairman and CEO

Providing comprehensive expertise for condominium associations

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Our knowledgeable specialists have a comprehensive understanding of the specific coverages required for condominium associations, as well as the insurance markets available.

We work with condominium associations to help them recognize the various risks they face stemming from managing common areas and associated liabilities of a shared living environment. Then we navigate the complexities of insurance policies to get the best coverage available in a challenging marketplace.

We work with carriers who specialize in condominium coverages for:

  • Property
  • Flood and excess flood
  • General liability
  • Non-owned automobile liability
  • Umbrella/excess liability
  • Directors and officers (D&O) liability
  • Fidelity/crime insurance
  • Workers' compensation
  • Accident insurance for volunteers
  • Pollution liability
  • Legal defense
  • Cyber liability

Risk management solutions for all your business and personal needs

Whether you need business or personal insurance — or both — our team of professionals collaborates closely with you to identify and understand your unique requirements, enabling us to deliver customized insurance solutions that help manage your current and future risks.

Our customized insurance solutions address your specific business challenges and help optimize your business opportunity while reducing your total cost of risk. Solutions include:

  • Property insurance
  • General liability
  • Auto
  • Umbrella/excess liability
  • Products/completed operations liability
  • Cost-containment programs
  • Business interruption
  • Internet/cyber liability
  • Directors and officers (D&O) liability
  • Employment practices liability (EPL)
  • Fiduciary liability
  • Fidelity/crime/special crime
  • Boilery and machinery
  • Workers' compensation
  • Professional liability/errors and omissions (E&O)

We work closely with you to understand your policy needs and goals and to create customized property and casualty coverage that helps you pursue those goals and protect your future. Personal insurance coverages we offer include:

  • Home
  • Auto
  • Flood
  • Excess flood
  • Condominium unit owners
  • Personal liability
  • Umbrella liability
  • Collections, including jewelry, stamps and coins, fine art, silverware and wine
  • Boat or yacht
  • Cyber liability

Our experienced Private Client professionals assist clients who have extensive assets and complex protection needs to assess their individual requirements. Our first priority is to develop a clear understanding of your expectations and risk tolerance, so we can provide a complete risk analysis and design customized, comprehensive personal risk management programs in line with that risk tolerance. We work with a variety of carriers to ensure the best possible pricing and coverage levels, and our dedicated team of claims advocates deliver the highest level of support and service. Coverages include:

  • Home, condominiums and rental properties
  • Flood and excess flood
  • Automobile
  • Personal liability worldwide
  • Collections such as jewelry, fine art, collectibles, wine and antique cars
  • Umbrella
  • Watercraft and yachts
  • Personal directors and officers (D&O) liability
  • Aviation
  • Kidnap and ransom
  • Identity theft
  • Family office management liability
  • Employment practices liability (EPL)
  • Domestic workers' compensation

Continued access to property management portal

Current clients who use our property management portal will continue to have access to it.

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Protecting your livelihood is our unwavering focus

At Gallagher, we appreciate that your journey to success is as unique as you are. Whether you're looking for business or personal insurance — or both — our top priority is providing solutions that contribute to your success. Our goal is to work with you to design plans and programs that are tailored to your needs and give you confidence in your future.