Agriculture

With global fish and shellfish stocks under increasing pressure and consumers demanding sustainably sourced seafood, aquaculture has cemented itself as one of the world's most significant food sectors. One in every two fish sold is now produced by aquaculture, with new fish farms starting up at a rapid rate and existing producers looking to upscale to capitalise on the demand for their product.

Having adequate insurance coverage in place can give businesses the confidence to invest and grow in this challenging landscape. Our network of aquaculture insurance professionals spans four continents giving us a global reach and access to key global markets, meaning we can develop bespoke aquaculture solutions no matter where our clients are based, or how large or small their operations.

Our aquaculture expertise includes:

• Stock mortality
• Indemnity-based cover
• Parametric-based cover
• Aquaculture equipment

We support owners, breeders, trainers and agents with specialist bloodstock insurance for every step of a horse's journey.

Our passion and commitment to bloodstock and equine insurance extends across the entire sector — we offer bespoke insurance solutions for racehorses, stallions, mares, yearlings, foals (including prospective foal cover) and studs, as well as elite competition/sports horses. Our product offering includes all risks of mortality and fertility cover, equine-related third-party liability and theft cover, and a range of other specialist covers. We can also provide property insurance quotes, if required, for your stables and outbuildings.

Our bloodstock expertise includes:

• All Risks of mortality
• Vet fees
• Prospective foal
• Mare barrenness
• Stallion loss of income
• First season infertility

We offer bespoke livestock insurance for cattle, pig and poultry farmers — helping them to manage and mitigate the multitude of risks that come with animal husbandry.

Cattle health, climate change and regulatory measures are just some of the diverse risk factors facing farmers today. No matter the size of the herd, our specialist livestock and cattle farm insurance solutions can give farmers greater confidence by identifying, analysing and mitigating risk.

Our livestock expertise includes:

• All Risks of mortality including accident, sickness and disease
• Restricted perils cover, such as fire, lightning, flood and storm
• Animal Disease, to pay increase costs and the difference between the market value and government compensation for diseases
• Loss of income
• Bull infertility/vendor's guarantee cover
• Fall of hammer cover
• Transit cover by air, sea, rail or road
• Suffocation and heat stress
• Mechanical breakdown and power failure